Short Term Medical

Flexible Coverage When You Need It Most

Short-term medical insurance is a temporary health coverage option designed for individuals under 65 who need flexible and affordable protection during coverage gaps. It’s ideal for those transitioning between jobs, waiting for permanent coverage, or needing immediate insurance.

In North Carolina, short-term plans offer flexibility, allowing you to choose coverage lengths that match your situation. While these plans do not replace comprehensive major medical insurance, they can offer essential protection and peace of mind during transitional periods.

Our goal is to help you find a plan that fits your needs and budget while ensuring access to quality healthcare when it matters most.

Why Choose Short-Term Medical Insurance?

Short-term medical insurance provides flexible, affordable coverage when you need it most. These plans help protect against unexpected medical expenses while keeping costs manageable.

Flexible Coverage

Plans last from a few months up to a year to fit your schedule.

Affordable Options

Lower premiums compared to traditional health insurance plans.

Quick Enrollment

Coverage can start immediately — no long waiting periods.

Broad Access

Access a nationwide network of doctors and hospitals.

Essential Protection

Covers unexpected medical expenses during coverage gaps.

Simple Application

Easy online enrollment with minimal paperwork required.

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By providing my phone number and information and clicking ‘Submit Request’, I give prior express written consent to be contacted by Teri or Phillip Patterson from phone number 828-525-8695, 828-358-2000, 828-610-5752, 828-525-8695 or 828-278-9346 for informational and marketing messages. Such contact may include email, automated SMS/MMS/text, and phone calls at any phone number and/or email address I provide, even if the number I provide is a mobile phone, land line, or on any federal, state, local, or corporate Do Not Call list. The communications consented to above include marketing of insurance. TL&P Insurance/Teri Patterson/Phillip Patterson are not connected with or endorsed by the U.S. government or the federal Medicare program. I understand that I am not required to submit this form or agree to these terms as a condition to receive any property, goods, or services that may be offered and that I may revoke my consent at any time by opting out. We do not offer every plan available in your area. Currently we represent five organizations which offer several products in your area. Please contact Medicare.gov, 1‑800‑MEDICARE, or your local State Health Insurance Program to get information on all of your options. Providing your information is optional. By providing your contact information above, you are granting permission for a licensed sales agent to contact you by phone, mail, or email to answer your questions or provide additional information about Medicare Advantage Plans, Medicare Prescription Drug Plans and Medicare Supplement Insurance. Not affiliated with or endorsed by the Government or Federal Medicare Program. Your information will be provided to a licensed agent for future contact. This is a solicitation for insurance.

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