Critical Guard

How Critical Guard Coverage Works

Provides lump-sum benefits for cancer, heart-related conditions, stroke, and more.

Key Benefits

Critical Guard plans provide financial stability when you need it most. These benefits help protect your income and savings during serious health events.

Coverage for Critical Illnesses

Provides benefits for covered diagnoses such as cancer, heart attack, and stroke.

Lump‑Sum Cash Payout

Receive a direct cash benefit to use however you need.

Supports Medical & Non‑Medical Costs

Helps with treatment expenses, recovery costs, and everyday bills.

Affordable Monthly Premiums

Cost‑effective coverage designed to fit your budget.

Complements Existing Insurance

Works alongside health insurance for added financial protection.

Fast & Simple Claims Process

Quick claim review and timely benefit payments.

How It Works

Critical Guard insurance is simple to enroll in and easy to use. Our licensed agents guide you through every step to ensure you understand your coverage.

1:Review Available Plans

Explore Critical Guard options designed to fit your needs and budget.

2:Get Expert Guidance

Speak with a licensed agent to understand covered conditions and benefits.

3:Choose Your Plan

Select the benefit level that best supports your financial goals.

4:Enroll Quickly & Easily

Complete a simple enrollment process with minimal paperwork.

5:Submit Claims for Covered Expenses

Submit a claim following a qualifying critical illness diagnosis.

6:Receive Reimbursements & Enjoy Coverage

Get paid directly and concentrate on healing without financial stress.

Let us contact you

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By providing my phone number and information and clicking ‘Submit Request’, I give prior express written consent to be contacted by Teri or Phillip Patterson from phone number 828-525-8695, 828-358-2000, 828-610-5752, 828-525-8695 or 828-278-9346 for informational and marketing messages. Such contact may include email, automated SMS/MMS/text, and phone calls at any phone number and/or email address I provide, even if the number I provide is a mobile phone, land line, or on any federal, state, local, or corporate Do Not Call list. The communications consented to above include marketing of insurance. TL&P Insurance/Teri Patterson/Phillip Patterson are not connected with or endorsed by the U.S. government or the federal Medicare program. I understand that I am not required to submit this form or agree to these terms as a condition to receive any property, goods, or services that may be offered and that I may revoke my consent at any time by opting out. We do not offer every plan available in your area. Currently we represent five organizations which offer several products in your area. Please contact Medicare.gov, 1‑800‑MEDICARE, or your local State Health Insurance Program to get information on all of your options. Providing your information is optional. By providing your contact information above, you are granting permission for a licensed sales agent to contact you by phone, mail, or email to answer your questions or provide additional information about Medicare Advantage Plans, Medicare Prescription Drug Plans and Medicare Supplement Insurance. Not affiliated with or endorsed by the Government or Federal Medicare Program. Your information will be provided to a licensed agent for future contact. This is a solicitation for insurance.

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